If you have ever been in a car accident, you know that there are a plethora of things to consider immediately following the incident. Injuries, emotions and the other driver or their insurance carrier can create complications in an already difficult scenario. Here are eight things to consider if you are in an automobile accident.
Determine medical needs – The first concern should always be the well-being of all individuals involved in the accident. If you develop pain after an accident, see a doctor immediately.
Contact the police – Even if it is a minor accident, call the police. They will file a report which will aid you with insurance claims should legal action is required. They will also secure the accident scene to preserve evidence.
Take pictures – Photographic evidence allows you to capture details that may be forgotten after the accident scene is cleared.
Contact your insurance company – Do this as quickly as possible after the accident to ensure that the claim process is efficient. If you were a passenger, you should contact both your personal insurance and the insurance covering the vehicle in which you were a passenger.
Contact an experienced attorney – You might think that minor accidents do not require official legal representation. However, it is always good to know your rights. Take a few moments to contact a qualified personal injury attorney to discuss your case.
Don’t talk to other driver’s insurance company – Do not give a recorded statement to the other driver’s insurance company without counsel being advised and present.
Don’t sign anything – After the accident, you may be asked to sign releases from the other driver’s insurance company. Do not sign any documents before your attorney has had a chance to review them. The at-fault insurance company does not need access to your entire medical history or your employment information, and you do not want to sign a settlement agreement without having the offer evaluated.
Don’t automatically accept a total-loss on your property damage claim – Unless you have gap coverage for a new car, a total-loss resolution may leave you making payments on a vehicle you no longer have. Further, some older vehicles have low values, making them easy to declare a total-loss, but could still be repaired, allowing you to keep the vehicle.
While this list is by no means exhaustive, it is a good start in helping you realize a positive outcome to an unfortunate situation. If you are involved in an automobile accident in the Middle Georgia area, contact the attorneys at Reynolds, Horne & Survant. We have successfully handled thousands of motor vehicle and truck accident cases for satisfied clients.